Reasons to use DivideBuy

No hidden fees and 0% interest APR
Spreading the Cost of your purchase using Interest-Free Credit does not cost any more than paying upfront.

96% approval rate
Our unique lending model allows us to offer Interest-Free Credit to more people.

Quick application
Complete the 60 second application and receive an instant decision.

No paperwork required
All documents are in digital format and signed using e-signature.
DivideBuy is an Interest-Free Credit provider. In partnership with our retailers, we bring you 0% APR credit for selected products online, in-store or over the phone. You can Spread the Cost on one or multiple qualifying items online by simply clicking the DivideBuy button.
You can choose instalment options from 3 to 12 months depending on the value of your purchase and the retailer. Your application will take just 60 seconds to complete and we will provide an immediate decision allowing you to complete your purchase.
Once approved, you electronically sign your agreement and the retailer will process your order.
With your DivideBuy account you get access to these great features:
- Exclusive offers from our Retail Partners
- Quick checkout with hundreds of Retail Partners
- View your credit agreement
- View your instalment amounts and dates
- Review your payment history
To access your account or to find out more about DivideBuy, visit dividebuy.co.uk.
Alternatively, call our Customer Service Team who are available on 0800 085 0885.